Additional Services

ADDITIONAL SERVICES



MOBILE BANKING
LCU is pleased to announce our NEW Mobile App for Android and iOS Devices. Access your account on the go!
  • View Balances
  • Transfer between Suffixes
  • Make Loan payments
  • Locate ATMS
  • Deposit Checks!
One of the great features is Remote Deposit. You can deposit your payroll check or any standard check from your mobile device.
Please review the Remote Deposit Disclosure.



24-HOUR AUDIO RESPONSE TELLER
Transfer money, see if checks have cleared, check your account balances, and more with our 24-Hour Audio Response system. Please contact us to sign up for this time saving service!

24-Hour Telephone Teller Phone Number: 208-882-7300

TELEPHONE SERVICES
Members may call any of our four offices to order the transfer of funds between accounts, request that a check be mailed to their home addresses, order supplies of checks, request online account access passwords, schedule loan appointments and request information about their recent transactions.

SHARED BRANCHING SERVICES
Thanks to Shared Branching, you can now do some of our most common Latah Credit Union transactions at thousands of participating Credit Unions across the United States. A list of the Credit Unions affiliated with the network can be found by visiting the site at www.cuservicecenter.com.

In order to complete a transaction at a Shared Branching location, you will need your account number, and your valid government issued picture identification. No matter whether you usually do your banking at the Potlatch, Kendrick or Campus branches, for Latah Credit Union you would list Moscow as the location of your Credit Union. Transactions available will depend on the policies of the branch you visit. Deposits may not be available for immediate withdrawal, and should you withdraw money from any Shared Branch more than 5 times in a month you will be charged $2.50 for each subsequent withdrawal in that month.

Please remember the most cost effective way to transfer money at Latah Credit Union is by using the Telephone Teller or Online Access.

Shared branching is a wonderful convenience for those of you who need to be able to do transactions when you are away from Latah County.


SERVICE BY US MAIL
Members may mail deposits to the Credit Union (the endorsement on checks should be 'For deposit only into account #xxxxx,' followed by the payee's signature(s)). Members may also request, via U.S. mail, virtually any other service to be performed.

NOTARY SERVICE
Notary service is offered free of charge to all members of the Credit Uion.

MONEY ORDERS
Low cost money orders are issued in the lobbies of our four offices; they are not provided via mail or through the drive-up windows of the Moscow or Potlatch offices.

USED VEHICLE PRICES
Members may learn the 'blue book' value of used cars and trucks through access to the NADA Used Car Guide in the lobbies or NADA Used Car Guide online.

DIRECT DEPOSIT
The Credit Union offers the convenience and safety of electronic deposit of government payments. Members employed at the University of Idaho, and certain other local employers, may also choose to have their paychecks automatically deposited into their accounts. The ability to have loan payments directly transferred from members' paychecks is also offered.

VISA DEBIT CARD
Members who have Latah Credit Union's Debit Card may use it to purchase goods and services at Accel, Interlink and VISA locations and conduct other transactions, such as the withdrawal of cash and the transfer of funds, at ATM's bearing the VISA, CO-OP or Exchange logos. See the description of our VISA Debit Card service for fees and other information.

VISA GIFT CARD
Need an easy gift? We offer Visa Gift Cards. There is only a $2.00 fee! The minimum load amount is $10.00 and the maximum is $500.00.

VISA TRAVEL MONEY CARD
This is more convenient than checks and safer than cash, and these pre-paid cards can be used at millions of merchants and ATMs that accept VISA Cards. The fee for this card is $4.00, with a load amount of $100.00-$5000.00. These cards can be used over again, and reloaded for a small fee!

WIRE TRANSFERS
Members may have funds wired to and from other financial institutions. The fee a domestic wire transfer is $25.00. The fee for international wire transfers is $45.00

24-HOUR DEPOSITORY
Members may deposit checks and documents in our secure 'night drop' vaults located at all of our locations except the Campus location.

NEWSLETTER
The Credit Union publishes a quarterly newsletter to help keep members abreast of developments in the financial services industry.

ASI
Members' deposits in Latah Credit Union are insured to at least $250,000 by ASI. By members' choice, this institution is not federally insured, and if the institution fails, the Federal Government does not guarantee that depositors will get back their money.