Certificate Savings

CERTIFICATE SAVINGS ACCOUNTS



6-Month, 12-Month, 36-Month, 48-Month & 60-Month Deposits

OVERVIEW
Certificate Savings Certificates are safe and easy investments that permit the owner to earn higher dividends by keeping funds invested for a fixed length of time.

Please contact us for more information on how to join our Credit Union and/or to open an account.

Dividend & Rates

MINIMUM INVESTMENT
$1,000.00 to open any length of certificate.

WITHDRAWAL PENALTY
There is a penalty equal to 90-days or 182-days of dividends that is applied when funds are withdrawn prior to maturity. The amount of penalty applies to the length of the certificate.

AUTOMATIC WITHDRAWAL
Upon maturity, certificates automatically renew at prevailing rates for another term equal in length to the first. Members receive a notice of maturity in advance of the maturity date. Members may withdraw their certificate balances without incurring a penalty during the ten-day period following maturity.


MORE INFORMATION
You may obtain complete information, including a written account disclosure, by e-mailing any of our offices.