| Personal Account Fees | |
|---|---|
| Account Re-Opening (Within 30 days of closure) | $25.00 |
| Card Payment Processing * | $5 per transaction |
| Cashier's Check | $2.00 each |
| Check Printing | Depends on style |
| Counter Checks | $1.00 per 4 checks |
| Debit Card Reissue | $5.00 per card |
| Everyday Spend Card | $4.50 each |
| Flex Pay | $20.00 each |
| Gift Card Fee | $2.00 each |
| IRA Annual Fee | $16.00/IRA |
| IRA Closing Fee | $5.00 |
| IRA External Transfer Fee | $25.00 |
| Items Returned Unpaid ** | $25.00 |
| Latah Bucks Application Fee (Must be a member to apply) | $20.00 |
| Level Up Checking | $8.00 per month |
| Membership Fee (One-time) | $5.00 |
| MessagePay Payment Processing Fee * | $5.99 |
| Money Order | $2.00/each |
| Negative Balance Charge ** | $25.00 |
| Paid Non-Sufficient Funds ** | $25.00 each |
| Research or Reconciliation | $20.00 per hour |
| Returned Deposit Fee | $10.00 per item |
| Returned Deposit (From members own account) | $25.00 per item |
| Returned Statement | $5.00 per item |
| Stop Payment | $20.00 per item |
| Travel Money Card | $6.00 each |
| Unclaimed Property Processing | $25.00 |
| Visa International Service Assessment (ISA) Fee *** | 1% of Transaction |
| Wire – Outgoing Domestic | $25.00 each |
| Wire – Outgoing Foreign | $45.00 each |
|
Fees Effective 12/4/2025 * Fee will be assessed & processed at the time of transaction ** Per item, per presentment *** Fee will be assessed on all transactions made in a foreign country & if the merchant or third party processor resides in a foreign country |
|
| Business Fees | |
|---|---|
| One Time Membership | $5.00 |
| Minimum Share Balance | $25.00 |
| Beginning Checking Deposit | $25.00 |
| Monthly Service Charge | $10 per month. Fee is waived if the average daily balance of savings and checking combined for the month is $5,000 or if there are less than 200 transactions. |
| Monthly Transaction Fee | No transaction fee for the first 200 monthly debit and credit items, $0.15 per item thereafter. |
| Inactivity Fee | $5.00 per quarter (Fee charged after 12 months inactivity last business day of March, June, September, December) |
| Cashier's Checks | $2.00 each |
| Research or Reconciliation | $20.00 per hour |
| Stop Payment | $20.00 per item |
| Non-Sufficient Funds | $25.00 per item |
| Paid Non-Sufficient Funds | $25.00 |
| Returned Statement | $5.00 per statement |
| Returned Deposit | $10.00 per item |
| Wire – Outgoing Domestic | $25.00 each |
| Wire – Outgoing International | $45.00 each |
| Large Currency Orders | $25 per shipment |
| Visa International Service | 1% of transaction |
| Counter Checks | One sheet per month at no cost |
| Locking Deposit Bag | $25.00 each |
| Fees Effective 1/1/2023 | |
| Personal Account Fees | |
|---|---|
| Account Re-Opening (Within 30 days of closure) | $25.00 |
| Card Payment Processing * | $5 per transaction |
| Cashier's Check | $2.00 each |
| Check Printing | Depends on style |
| Counter Checks | $1.00 per 4 checks |
| Debit Card Reissue | $5.00 per card |
| Everyday Spend Card | $4.50 each |
| Flex Pay | $20.00 each |
| Gift Card Fee | $2.00 each |
| IRA Annual Fee | $16.00/IRA |
| IRA Closing Fee | $5.00 |
| IRA External Transfer Fee | $25.00 |
| Items Returned Unpaid ** | $25.00 |
| Latah Bucks Application Fee (Must be a member to apply) | $20.00 |
| Level Up Checking | $8.00 per month |
| Membership Fee (One-time) | $5.00 |
| MessagePay Payment Processing Fee * | $5.99 |
| Money Order | $2.00/each |
| Negative Balance Charge ** | $25.00 |
| Paid Non-Sufficient Funds ** | $25.00 each |
| Research or Reconciliation | $20.00 per hour |
| Returned Deposit Fee | $10.00 per item |
| Returned Deposit (From members own account) | $25.00 per item |
| Returned Statement | $5.00 per item |
| Stop Payment | $20.00 per item |
| Travel Money Card | $6.00 each |
| Unclaimed Property Processing | $25.00 |
| Visa International Service Assessment (ISA) Fee *** | 1% of Transaction |
| Wire – Outgoing Domestic | $25.00 each |
| Wire – Outgoing Foreign | $45.00 each |
|
Fees Effective 12/4/2025 * Fee will be assessed & processed at the time of transaction ** Per item, per presentment *** Fee will be assessed on all transactions made in a foreign country & if the merchant or third party processor resides in a foreign country |
|
| Business Fees | |
|---|---|
| One Time Membership | $5.00 |
| Minimum Share Balance | $25.00 |
| Beginning Checking Deposit | $25.00 |
| Monthly Service Charge | $10 per month. Fee is waived if the average daily balance of savings and checking combined for the month is $5,000 or if there are less than 200 transactions. |
| Monthly Transaction Fee | No transaction fee for the first 200 monthly debit and credit items, $0.15 per item thereafter. |
| Inactivity Fee | $5.00 per quarter (Fee charged after 12 months inactivity last business day of March, June, September, December) |
| Cashier's Checks | $2.00 each |
| Research or Reconciliation | $20.00 per hour |
| Stop Payment | $20.00 per item |
| Non-Sufficient Funds | $25.00 per item |
| Paid Non-Sufficient Funds | $25.00 |
| Returned Statement | $5.00 per statement |
| Returned Deposit | $10.00 per item |
| Wire – Outgoing Domestic | $25.00 each |
| Wire – Outgoing International | $45.00 each |
| Large Currency Orders | $25 per shipment |
| Visa International Service | 1% of transaction |
| Counter Checks | One sheet per month at no cost |
| Locking Deposit Bag | $25.00 each |
| Fees Effective 1/1/2023 | |
To apply, please submit your resume to info@latahcu.coop
