Managing your loans has never been easier. Schedule payments, transfer funds from other financial institutions, and manage your account. Enroll in Online and Mobile Banking or use MessagePay below to get started.
Quickly make a payment on a variety of Latah CU loans, including auto, personal, credit card, home equity and HELOCs. Online Banking Account not required.
Make one-time or recurring loan payments, review transactions, transfer funds, and schedule bills.
How MessagePay Works:
With MessagePay you will recieve text messages with the amount due on your loan. You can review your payment methods, or if you wish to opt out of text notifications respond with “STOP”.
The provided link will take you to a portal where you will be asked to verify your account with your PIN number. After the payment has been completed you will recieve a confirmation message and email.
When setting up your account for the fist time you will need to set up the following:
4 Digit PIN: After you have entered your account number and date of birth you will be required to create a 4-digit PIN. This will be used to verify your future payments.
Preferred method of payment: To make a payment, add your preferred payment method in the portal by selecting “Add New Debit Card” or “Add New Bank Account”. You will be directed to a secure website to enter your information, and once completed successfully, a “Payment Method Success” message will appear and you will be redirected to the payment portal.
Once your account has been successfully verified, all loans and payment methods will be available within the portal.
If your payment passes the due date, we’ll send a friendly text reminder. You can then review your payment methods and pay right from your mobile device. To opt out of text notifications at any time, simply reply with “STOP”.
You can make payments with a non-Latah CU debit card, electronic check, PayPal, Venmo, Google Pay and Apple Pay.
A $5.99 processing fee applies to staff-assisted transactions. Payments completed by the member through self-service are free of charge.
Payments and deposits will be posted to your account the following business day.
You will receive an email confirming that your loan payment has been received.
How can I pay my account via text message?
Once you receive a text reminder, you respond “Pay” to the same text. You will be asked to enter your PIN to verify your account. Once you have completed this process your payment will be complete and you will receive a confirmation text.
If I opt out of receiving text messages will I still be able to pay my loans online?
Yes, you will have to access the payment portal through our website and Online and Mobile Banking. However, you will not receive any text notifications regarding payment reminders and will not be able to make a payment via text message.
Transfer funds from your Latah CU checking or savings account to your Latah CU loan or credit card account, or set up a recurring payment by selecting the Transfers/Payments tab.
Link an account from another financial institution, then set up a one-time or recurring payment to your Latah CU loan or credit card account. Contact us for the form to get started.
Deposit a check into your Latah CU checking or savings account using Mobile Deposit. Once the funds are available, you can transfer a payment to your loan or credit card account using Online or Mobile Banking. Deposit Limits may apply. Mobile Deposit is not available for the first 90 days for new accounts.
Have Latah CU set up ACH/automatic transfers using an account at another financial institution. Contact us for the form to get started.
If your financial institution offers bill payment services, add Latah Credit Union as a payee and schedule your payment to arrive before its due date to ensure timely delivery. Please list your loan number in the memo.
Visit to make a payment in person.
Call our Member Service Representatives Toll Free at 855-775-2824
We understand that life can be unpredictable. If you’re concerned about making your payment, please reach out to the Loan Department. We want to work with you to find options that avoid late fees and protect your credit. You can reach us at our toll-free number 855-775-2824 or stop by one of our branches today.
Managing your loans has never been easier. Schedule payments, transfer funds from other financial institutions, and manage your account. Enroll in Online and Mobile Banking or use MessagePay below to get started.
Quickly make a payment on a variety of Latah CU loans, including auto, personal, credit card, home equity and HELOCs. Online Banking Account not required.
Make one-time or recurring loan payments, review transactions, transfer funds, and schedule bills.
How MessagePay Works:
With MessagePay you will recieve text messages with the amount due on your loan. You can review your payment methods, or if you wish to opt out of text notifications respond with “STOP”.
The provided link will take you to a portal where you will be asked to verify your account with your PIN number. After the payment has been completed you will recieve a confirmation message and email.
When setting up your account for the fist time you will need to set up the following:
4 Digit PIN: After you have entered your account number and date of birth you will be required to create a 4-digit PIN. This will be used to verify your future payments.
Preferred method of payment: To make a payment, add your preferred payment method in the portal by selecting “Add New Debit Card” or “Add New Bank Account”. You will be directed to a secure website to enter your information, and once completed successfully, a “Payment Method Success” message will appear and you will be redirected to the payment portal.
Once your account has been successfully verified, all loans and payment methods will be available within the portal.
If your payment passes the due date, we’ll send a friendly text reminder. You can then review your payment methods and pay right from your mobile device. To opt out of text notifications at any time, simply reply with “STOP”.
You can make payments with a non-Latah CU debit card, electronic check, PayPal, Venmo, Google Pay and Apple Pay.
A $5.99 processing fee applies to staff-assisted transactions. Payments completed by the member through self-service are free of charge.
Payments and deposits will be posted to your account the following business day.
You will receive an email confirming that your loan payment has been received.
How can I pay my account via text message?
Once you receive a text reminder, you respond “Pay” to the same text. You will be asked to enter your PIN to verify your account. Once you have completed this process your payment will be complete and you will receive a confirmation text.
If I opt out of receiving text messages will I still be able to pay my loans online?
Yes, you will have to access the payment portal through our website and Online and Mobile Banking. However, you will not receive any text notifications regarding payment reminders and will not be able to make a payment via text message.
Transfer funds from your Latah CU checking or savings account to your Latah CU loan or credit card account, or set up a recurring payment by selecting the Transfers/Payments tab.
Link an account from another financial institution, then set up a one-time or recurring payment to your Latah CU loan or credit card account. Contact us for the form to get started.
Deposit a check into your Latah CU checking or savings account using Mobile Deposit. Once the funds are available, you can transfer a payment to your loan or credit card account using Online or Mobile Banking. Deposit Limits may apply. Mobile Deposit is not available for the first 90 days for new accounts.
Have Latah CU set up ACH/automatic transfers using an account at another financial institution. Contact us for the form to get started.
If your financial institution offers bill payment services, add Latah Credit Union as a payee and schedule your payment to arrive before its due date to ensure timely delivery. Please list your loan number in the memo.
Visit to make a payment in person.
Call our Member Service Representatives Toll Free at 855-775-2824
We understand that life can be unpredictable. If you’re concerned about making your payment, please reach out to the Loan Department. We want to work with you to find options that avoid late fees and protect your credit. You can reach us at our toll-free number 855-775-2824 or stop by one of our branches today.
To apply, please submit your resume to info@latahcu.coop
