Loan Rates

LOAN RATES



Loan Rates As of January 3, 2017;
Loan Type Maximum Term APR*
Auto Loans and Small Recreational Vehicles =>This includes Motorcycles, 4-Wheelers, Jet Skis, Snowmobiles, Horse Trailers, etc.
84 Months
2.49% - 18.00%
Large Recreational Vehicles =>This includes Boats, Motor Homes, Travel Trailers, 5th Wheels, Campers, Living Quarter Horse Trailers 180 Months 2.49% - 18.00%
Mobile Home Loans =>$300.00 application fee. Mobile homes must be manufactured after 1976. Must be owner occupied and cannot be used as an investment property 180 Months 7.50%% - 18.00%
Land Loans 180 Months 6.75% - 12.50%
Second Mortgage Loans =>Must be owner occupied and cannot be an investment property 180 Months 6.25% - 10.75%
Personal Loans 60 Months 8.25% - 18.00%
Overdraft Lines of Credit =>Monthly payments will be figured at 3% of outstanding balance at the time of the advance, with a minimum payment of $25.00 monthly Revolving 11.90%
Visa =>No annual fee Revolving 6.90% - 10.40%
Share Secured Loans 60 Months Rate + 2.00%
Certificate Secured Loans Varies Rate + 2.00%
Disclosure: This is intended as a summary of our loan products. The Interest Rate on each loan is customized to the individual member. Factors that will affect your rate are your credit history, the loan type, value of collateral, and the term that you request. Some restrictions may apply. Other Discounts may be available. Please contact the Credit Union for details. Rates are accurate as of January 3, 2017 and are subject to change without notice