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PERSONAL LOANS

FOR ANYTHING LIFE BRINGS

FLEXIBLE

TERMS FOR WHATEVER LIFE BRINGS YOUR WAY

From the fun and exciting to the unexpected, or to consolidate your bills…We are here for you.

PERSONAL LOAN

Gain the flexibility you need to finance all kinds of needs — from a passion project to an emergency repair.

  • Competitive rates for a wide variety of personal needs:
    • Vehicle repairs or updates
    • Family vacation
    • Education expenses
    • Personal projects or startups
    • Home improvements
    • And much more
  • Repayment terms customized to fit your unique needs:
    • For loans of $7,500 or less, repay for up to 48 months
    • For loans over $7,500, repay for up to 60 months
  • Share secured and certificate-secured loans available

SHARE SECURED & CERTIFICATE SECURED LOANS

Share and certificate secured loans are a great way to establish or re-establish good payment history on your credit report. Money in your savings account or certificate account can be used as collateral to secure the loan. Certificate secured loans may only be taken as long as the term of the certificate. 

UNSECURED LOANS

Unsecured loans require little more than a signature to secure funds. While these loans may be easier to obtain, limits may not be as high. This is a good financing option for borrowers with established credit.

CREDIT BUILDER LOAN

We’re here to help you establish credit, whether it’s your first time or you’re looking to rebuild.

  • Fixed rate
  • Minimum amount is $500 and maximum is $5,000.00
  • Repayment term depends on loan amount, with a maximum term of 36 months
  • Secured, loan proceeds are used as collateral
  • Payment history is reported to the Credit Bureau

OVERDRAFT LINE OF CREDIT

Need a little cushion between paydays? Our overdraft protection line of credit will cover your checking.

  • Pays debit and check transactions in your checking account when funds are not available
  • Funds accessible through automatic advances in $25 increments to your checking account
  • Minimum loan amount is $500 and maximum is $10,000
  • Monthly payments will be figured at 3% of outstanding balance at the time of the advance, with a minimum payment of $25.00 monthly

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THANK YOU FOR YOUR INTEREST IN JOINING OUR TEAM

To apply, please submit your resume to info@latahcu.coop