| Loan Type | Max Term | APR |
|---|---|---|
| Auto Loans | 84 Months | 5.74% - 18.00% |
|
Small Recreational Vehicles Motorcycles, UTVs, 4-Wheelers, Jet Skis, Snowmobiles, Horse Trailers, etc. |
84 Months | 6.50% - 18.00% |
|
Large Recreational Vehicles Boats, Motor Homes, Travel Trailers, 5th Wheels, Campers, Living Quarter Horse Trailers |
180 Months | 6.74% - 18.00% |
|
Mobile Home Loans Mobile homes must be manufactured after 1976. Must be owner occupies and cannot be used as an investment property |
180 Months | 6.50% - 18.00% |
| Land Loans | 180 Months | 6.74% - 11.74% |
|
Home Equity Line of Credit (HELOC) Must be owner-occupied and cannot be an investment property |
180 Months | Variable |
|
Second Mortgage Loans/Home Equity Loan Must be owner-occupied and cannot be an investment property |
240 Months | 5.25% - 8.25% |
| Personal Loans | 60 Months | 9.49% - 18.00% |
|
Overdraft Lines of Credit Monthly payments will be figured at 3% of outstanding balance at the time of the advance, with a minimum payment of $25.00 monthly |
Revolving | 11.90% |
|
Credit Cards No Annual Fee |
Revolving | 8.00% - 17.90% |
| Share Secured Loans | 60 Months | Rate + 2.00% |
| Certificate Secured Loans | Varies | Rate + 2.00% |
| Credit Builder Loan | 36 Months | 9.00% |
| Loan rates effective as of March 10, 2023. The interest rate on each loan is customized to the individual member. Factors that will affect your rate are your credit history, the loan type, value of collateral, and the term that you request. Some restrictions may apply. | ||
MAIN OFFICE
912 South Washington
P.O. Box 9286
Moscow, ID 83843
POTLATCH BRANCH
160 6th Street
P.O. Box 264
Potlatch, ID 83855
KENDRICK BRANCH
602 Main Street
P.O. Box 274
Kendrick, ID 83537
PLUMMER BRANCH
396062 Hwy 95
P.O. Box 471
Plummer, ID 83851
To apply, please submit your resume to info@latahcu.coop
