| Loan Type | Max Term | APR* as low as: |
|---|---|---|
| Auto Loans | 84 Months | 4.38% |
| Certificate Secured Loans | Varies | Rate + 2.00% |
| Credit Builder Loan | 36 Months | 9.00% |
|
First Mortgage Loans Must be owner-occupied, Primary Residence or Second Home |
360 Months | Please Call for Current Rates |
|
Home Equity Line of Credit (HELOC) Must be owner-occupied and cannot be an Investment Property |
180 Months | Variable |
| Land Loans | 180 Months | Please Call for Current Rates |
| Latah Buck$ Must be a member to apply - $20 application fee | 12 Months | 28.00% |
|
Mobile Home Loans Mobile homes must be manufactured after 1976. Must be owner occupies and cannot be used as an investment property |
180 Months | Please Call for Current Rates |
|
Overdraft Lines of Credit Monthly payments will be figured at 3% of outstanding balance at the time of the advance, with a minimum payment of $25.00 monthly |
Revolving | 11.90% |
| Personal Loans | 60 Months | 9.49% |
|
Large Recreational Vehicles Boats, Motor Homes, Travel Trailers, 5th Wheels, Campers, Living Quarter Horse Trailers |
180 Months | 6.69% |
|
Small Recreational Vehicles Motorcycles, UTVs, 4-Wheelers, Jet Skis, Snowmobiles, Horse Trailers, etc. |
84 Months | 6.74% |
|
Second Mortgage / Home Equity Loans Must be owner-occupied and cannot be an investment property |
240 Months | Please Call for Current Rates |
| Share Secured Loans | 60 Months | Rate + 2.00% |
|
Visa Credit Cards No Annual Fee |
Revolving | 9.00% |
| Loan rates effective as of May 07, 2026. The interest rate on each loan is customized to the individual member. Factors that will affect your rate are your credit history, the loan type, value of collateral, and the term that you request. Some restrictions may apply. | ||
*APR = Annual Percentage Rate
To apply, please submit your resume to info@latahcu.coop
